Woodford – is it time to fold?

This article was first published on 14th June 2019 Are you invested in either the Woodford Equity Income Fund or the Woodford Income Focus Fund? If so, does it feel like you are in the middle of a game of poker and you are completely out of your depth? Is it time to...

Banks do death badly

This article was first published on 7th June 2019 If anyone has a good story about their bank could they let me know please! As many of you will know, dealing with the affairs of a loved one after death is never easy. But surely the banks with all their resources...

Looking Fabulous

This article was first published on 30th May 2019 The subject of last week’s bulletin was younger women and the efforts of Financially Fabulous to engage them in pensions. So, I make no excuses this week for highlighting Tricia Cusden founder of Look Fabulous...

A fresh look at Pensions

This article was first published on 24th June 2019 More and more people are talking about pensions and saving for retirement. A subject once taboo is now becoming mainstream. This week I went to an event in London organised by Financially Fabulous, a new quarterly...

“Not just a sandwich….”

17th May 2019 George and Mildred are having a typical ‘sandwich’ day. Earlier in the day, George drove 60 miles to collect Mildred’s mum Barbara from her retirement home and, together with Barbara, they are now visiting Sally their daughter....

Illegal thoughts

This article was first published on 10th May 2019 This week I came into some information that might have given me an illegal and unfair investment advantage. Should I use the information? I might have been guilty of Insider Trading. According to Wikipedia...

Intergenerational fairness – House of Lords

This article was first published on 26th April 2019 The House of Lords Select Committee on Intergenerational Fairness and Provision issued its latest report yesterday. Newspaper editors pounced on suggestions that pensioners’ benefits should be withdrawn and...

Vulnerability

This article was first published on 3rd May 2020 Sorting out the financial affairs of my father-in-law – who died recently at the grand age of 95 – has been a sobering experience and one that has shown me how older people can become the victims of scams...

A new beginning

12th April 2019 A tough week. It was Sue’s father’s funeral yesterday. Norman was 95 and a loving husband to Marjorie who now has to start a new beginning after a marriage of over 65 years. Sue and I are giving as much support as possible but...

What’s your plan?

This article was first published on 5th April 2019 As we have said before in these bulletins, it is imperative that you enter retirement with a financial plan. It can be a rudimentary plan that can be fine-tuned over time. It should keep your options open. And, it...

I don’t want to work any more!

This article was first published on 22nd March 2019 Is this how you feel? I suspect most people reach this point at some stage in their careers. Only a die-hard workaholic says “I will never stop work”. But there is a problem. You cannot shift that nagging...

Marginal Gains

This article was first published on 15th March 2019 I was impressed by the investment philosophy of PortfolioMetrix (their diagram above encapsulates this) in speaking at our Forum last week. It applies to other areas of life too. PortfolioMetrix (see note) has...

Do’s and Don’ts of Investing

This article was first published on 1st March 2019 Don’t Invest with the intention of making a quick buck or hitting the jackpot. This is what is known as ‘speculating’ or ‘gambling’. Do Set out your objectives for your pensions or other...

Do’s and Don’ts of Pensions

This article was first published on 22nd February 2019 Don’t Listen to the siren call from insurance companies to put 20% or more into your pension. Everyone’s circumstances are different and the amount you can contribute will vary with age. Do Save as...

George writes to his MP

This article was first published on 15th February 2019 Dear Ms Scales Subject: Why the UK needs Pension Income Splitting I am writing on behalf of my father Percy, who is one of your constituents, and his wife Nancy to request your help in raising an important issue...

Sugar addiction – how can you kick it?

This article was first published on 8th February 2019 On the day that Labour’s deputy leader Tom Watson admits that sugar addiction made him constantly hungry, we ask Booming Lives’ member Leonie Wright how people struggling with sugar addiction can kick...

George feels unsettled

This article was first published on 25th January 2019 George and Mildred are members of Booming Lives. George is an accountant but has recently ‘retired’ from seeking interim Finance Director roles in the south of England. His wife Mildred runs her own...

Deadlock at Westminster

This article was first published on 18th Jan 2019 The following article by Booming Lives member John Nugée is reproduced with permission from John’s website, Laburnum Consulting. Even in a time of extreme political drama, the events in Westminster over the last...

Protecting what’s precious -Family

This article was first published on 11th Jan 2019 It is only natural to think about family at Christmas. For better (or worse), families come together to share presents, Christmas crackers and the TV remote control. For most, it is a time of joyful reunion. But not...

I want my voice to be heard!

The following article was first published on 6th December Mildred is fed up and feels her voice will not be heard under the current electoral system.Are you as confused as me about this election? I will vote as I have done in every General Election for one of the...