I want my voice to be heard!

This article was first published on 6th Dec 2019 Mildred is fed up and feels her voice will not be heard under the current electoral system. Are you as confused as me about this election? I will vote as I have done in every General Election for one of the smaller...

New World of Responsible Investing

This article was first published on 29th Nov 2019 The following article is by Steve Tyson, a member of Booming Lives and currently investment adviser to several institutional investors. Steve was previously Chief Investment Officer to an asset manager in London. I...

OK Boomers – be a Trailblazer!

This article was first published on 22nd November 2019 I really think we should be part of the solution – not the ‘problem’! The Baby Boomer Generation (yes, you and me) are being blamed for all the problems facing the next generations: we have...

Carpe Diem

This article was first published on 15th Nov 2019 It is with sadness that we report the death of one of our founder members John Stevenson. At home with his wife Brenda, John suffered a massive heart attack with little warning. John was the loveliest of men. Old...

Passive Funds

This article was first published on 8th Nov 2019 Good and bad – decisions remain The Positives Passive funds give the investor a very diversified exposure to stock markets. They promise investment performance that will mimic a particular stock market index and...

Passive Funds – research

This article was first published on 1st Nov 2019 In the bulletin this week, we look at three fund managers who dominate the retail market for passive funds: Legal & General, Vanguard and Blackrock. Together they manage £1 in every £6 of money invested globally....

Passive Funds

This article was first published on 25th Oct 2019 In this bulletin last week, we suggested that the Woodford funds fiasco would accelerate the move by investors into ‘passive funds’. When their losses are realised, many investors will think twice before...

Financing Later Life

This article was first published on 4th October 2019 We are living longer lives than previous generations. The State Pension is being paid later in life. Final salary pensions are being withdrawn by most private sector employers. Interest rates remain at historic...

Worrying about Inheritance Tax?

This article was first published on 20th Sept 2019 Residential Property – asset or liability Living in the South East of England, members have seen property prices skyrocket over the last 30 years. If you own a property this is a very valuable asset when you...

END STORIES REPRISED

6th Sept 19 Planning to retire – George and Mildred’s story It is more than two years since the fictional George and Mildred realised their dream of achieving a carefree retirement. We will update their story in the coming weeks! 30th Aug 19 Planning to...

Planning to retire – your options

This article was first published on 13th Sept 2019 In 2015, new pension laws were enacted – to be known as Pension Freedoms – that allowed people almost unrestricted access to their pension savings at age 55. With such financial freedom comes personal...

Investment Pathways

This article was first published on 2nd August 2019 This week the Financial Conduct Authority (FCA) published an important policy statement (PS 19/21) that will impact members intending to move their pension pot into Income Drawdown on retirement. The Policy is...

Pensions – little known facts

This article was first published on 26th July 2019 Welcome to our new members from Sony! Existing members who are frequent readers of this weekly Bulletin will know that saving as much as possible into your pension pot is one of the best ways to ensure you have a...

To sell or not to sell?

This article was first published on 19th July 2019 Seeing an item that you want and making the decision to buy is often easy. There is often a need – a new pair of shoes to replace those worn out – together with a certain ‘devil-may-care’ emotion that...

‘Unquoted’ should mean unquoted

This article was first published on 12th July 2019 There has been a collective failure in protecting investors in the Woodford Equity Income Fund and the Woodford Income Focus Fund. The culprits include Neil Woodford, his company Board of Directors, the Financial...

Pensions and investing – in the news

This article was first published on 5th July 2019 “Public sector pension ruling has massive ramifications” Ros Altmann, in her blog this week, reports on a potentially massive windfall for people employed in the public sector and a huge embarrassment for...

Let’s celebrate the over-seventies

This article was first published on 28th June 2019 The following article has been contributed by Baroness Ros Altmann. Our thanks to her and to The Times/Sternberg Active Life Awards. Having always been a champion of the skills, talents and societal contributions of...

Caring – political leadership needed

This article was first published on 21st June 2019 The Summer Forum confirmed my view that social care in England is close to collapse. There are good people working overtime in the system – social workers, carers, therapists, charities, advisers – but...