Cash poor, asset rich?

This article was first published on 4th May 2018 Talking to a friend this week, we were bemoaning the fact that as retirees we are cash poor, asset rich. Living in the South East we own property which is worth a lot on paper but is negative for cash flow not positive....

How to build your pension pot

Summary To build as big a pension pot as you can, you will need to: save as much as you can choose a good pension scheme think twice before drawing cash too early The rest of this week’s post will consider the first of these. We will revert to the other two in...

The end of higher rate tax relief?

Pension commentators, most recently Katie Morley in the Daily Telegraph, are predicting George Osborne will soon end the higher rate tax relief on pension contributions for higher rate tax payers. Most commentators expect this to happen in the March Budget but...