Lifetime ISA – a poor product

This week (27th January, 2017), the OpenRetirementClub responded to a request for consultation by the Financial Conduct Authority (FCA) on the Treasury’s proposed Lifetime ISA (LISA). The LISA product is due to be introduced from April this year. One of the jobs...

The Budget 2016

The Pension Illusion – ‘now you see it, now you don’t’ The Budget The existing pension savings regime was left untouched. Pre-Budget fears that the 25% tax free lump sum would be abolished, that higher rate tax relief would go or that an...