Week Seven: KISS – OR take advice!

In Week Six, we saw that financial planning for retirement is now very much our own responsibility – for most people, pension income is not a given but depends on choices and decisions we have to make. We were not taught about pensions at school, we failed to...

The cost of advice

It is clear from comments I have received from members of the OpenRetirementClub, that the service provided by the financial advisory industry is very variable. Fees and costs also vary widely. On the one hand, a member told me “I have just got a bill from my...

Financial Advisers

I hate to start on a negative note but let’s be honest there are an awful lot of cowboys still herding cattle in the home counties. Anyone offering to give investment advice, consolidate pensions or promote the best investment since Apple is required by UK law...